AFS wants to be your Birmingham, life insurance agency and brokerage. With access to over 30 of the most trusted A+ rated life insurance companies in the country, we’re uniquely suited to offer the most affordable solutions for your family or business' life insurance needs. We don’t work for an insurance company—our commitment is to you. So whether you're looking for term insurance for 1-30 years of coverage ~we can do that. Or if you'd rather see some of the industry's best permanent life insurance policies that will accumulate a good bit of cash to supplement your retirement ~we can do that. Along with your life insurance, we're a great place to take care of your disability and long-term care insurance as well as we've literally worked with 100s of people in the Ramsey, ELP network over the years for long-term care insurance.